The cost of living in Turkey…

I have been wanting to write this post since I started my blog last year, but I knew it would take a lot of research to get it right, and I also know a lot of people will disagree with me, but after discussing it with someone today, I was determined to post my view on this.

People think living in Turkey is cheap… It’s not. Unless you’re living off a British pension or have an income from other sources in the UK, it’s not cheap to live here at all. When I say to people it’s hard to live off a Turkish wage and that we always end up getting into debt, people tell me ‘you just need to budget better and not have a holiday lifestyle, it’s so cheap to live in Turkey’… I know for a fact that it’s not, and people just do not realise how local people really struggle.

Ok, now a little disclaimer, this is NOT about me. It’s not a pity party. I can get on the next flight home to England if it becomes too hard to live here. This is for the local people, the Turks, the thousands of people working in Turkey who do not have the luxury of choosing where to live or have many job opportunities.

I have always said that living in Turkey is actually more expensive than living in the UK. When you compare like for like, Turkey appears cheaper, but when you consider local wages, you realise it’s not. If you’re an expat in Turkey and have more than £250 a month in income from a pension or other means, you are financially better off than a lot of locals in Fethiye, and all over the country. The minimum wage here is 895tl a month after tax – that equals £255 a month or roughly £3068 a year. (For arguments sake throughout this article I’m using an exchange rate of 3.5tl/£1 as this is the rate being given in town as of today). This is minimum wage across the country. Compare this to minimum wage in the UK which is £6.31 an hour – for 40 hours a week this would be £11,380 a year AFTER tax, or £950 a month, roughly. This means that the minimum wage in Turkey is 3.7 x less than the UK, therefore, for Turkey to have a cheaper cost of living than the UK, the prices of everything would have to be 3.7 x lower than in the UK… let’s look into that and see if that is the case.

I have investigated the prices of many everyday items – I looked online at two main supermarkets – Migros for Turkey, and Tesco for the UK. These are pretty much the same thing, big supermarkets. Of course there are cheaper options for all of the foods listed, I could have looked at Aldi & Lidl compared to Turkey’s Bim & Sok for lesser known brands and cheaper choices, but for ease I’m looking at the two main supermarkets. The fruit and veg prices were compared using Tesco prices vs Fethiye market prices – the cheapest possible place to find them.

The photo below shows my findings.
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As you can see, for most of the products, the price of these when converted into pounds is cheaper in Turkey, but not by very much, and certainly not 3.7 x cheaper. Things like bread, water and some fruits such as grapes and cherries are significantly cheaper here in Turkey, even with the difference in wages. For most things however, when considering the wage difference, are more expensive here in Turkey. For example, I did not find one single house product that was cheaper here, in comparison. Bleach, toothpaste, toilet paper, shampoo and deodorant are all more expensive, along with everyday food items such as pasta and milk.

Meat prices here in Turkey are ridiculous – as you can see from the table all red and white meat is significantly more expensive here when you factor in the wage differences.

Perhaps most shockingly, some of the everyday items are actually significantly more expensive in Turkey without even looking at the wage comparison – cheese, eggs, bananas, potatoes and pet food are all more expensive here in Turkey than it would be if we were shopping in Tesco. There’s also the fact that supermarkets in the UK often have “buy one get one free” deals which I rarely see in shops here.

I see where other expats are coming from – their pounds go further here than at home in England for the most part, but for people living here off a local wage life is very hard and a daily struggle. I have no idea how large families cope.

Groceries aren’t the only things that are more expensive in Turkey. I looked online and compared typical internet broadband prices, in the UK the average price worked out at £230 a year. Here in Turkey we pay around 90tl per month, or 1080tl (£308) per year. Again, that shows that the price of the internet luxury here is more expensive than the UK, without even considering wage differences.

I tried to compare electricity prices, but there are such vast differences in the amount that people pay each month it would be impossible to do a comparison, our electric bills every month are between 30-50tl, while I know others who pay 200tl a month, and I have no idea of the breakdown in prices either here or in the UK.

Petrol prices here in Turkey are far more expensive than the UK before even considering the wage difference. Car prices here are also ridiculous, a car that you would pay £1000 for in the UK is likely to sell for the equivalent of £5000 or more here in Turkey – no wonder I see so many ancient, non road-worthy cars around, nobody can afford models less than 20 years old.
White goods, fridges, washing machines etc and other general household goods here in Turkey are around the same price as in the UK – again when you consider wages are a lot less here, this makes them a lot more expensive in comparison.

Another significant thing here to remember is there is no free healthcare. For local people working their bosses should pay for their health insurance which enables cheaper treatment, and for those not working, the amount they pay for health insurance is means tested, but it’s not free. There are also very little income benefits. In order to be entitled they have to have worked and paid insurance for a certain amount of days in a period of time, Berkay was entitled to it last winter and got 300tl per month, who could ever live off that?

There are things that are cheaper here in Turkey, for example, council tax, road tax, insurance etc, but when everything else is considered, this is so small and insignificant.

Rent prices are a different story. Rent prices are undoubtedly a lot cheaper here in Turkey. From searching online, I found the price of a one bedroom flat in England varied considerably – from £400 in Northern areas, to over £700 in London. In comparison, prices for a one bedroom basic apartment here in Fethiye vary from 300 – 650tl (£85 – £170) – I can’t deny that they are much cheaper here.

You may be thinking to yourself, ‘why dont they work harder to earn more’ – it doesn’t work like that. I can only comment for people working in Tourism, as that is all I have knowledge of, but generally people working in this sector will be stuck in it for life. It doesn’t mean they’re lazy or unqualified (Berkay has a diploma in hotel management!) it just means they have no choice. It’s not like they can take on a second job to bump up their wages either – working days here are long with people working up to 12-15 hours a day, 7 days a week. There is no time for another job.

All of the above isn’t even considering the fact that a lot of people in tourism don’t have work during winter, and those that do are more than likely working for less than minimum wage as their employer knows they are desperate and will work for any money they offer – some take total advantage and do not even pay them at the end of the month, they simply refuse, and because they have been working without insurance and for less than minimum wage they have no option but to accept it.

Im not suggesting the whole of Turkey is poor, there are of course people with very good jobs earning tens of thousands lira a year and people who would be rich even by English standards. But that doesn’t change the fact that for Turkish people, living here in Turkey IS more expensive than living in the UK. I know there will be people who disagree, but if you do the research you might be surprised at what you find.

Let me know if you agree, or disagree, I’m open to all comments. I’m really curious at people’s opinions of the cost of living here in Turkey. Before I moved here I had no idea, I didn’t care, I was ignorant, but it’s something that really fascinates me now and I can’t help but get into discussions about it when I see people saying the infamous words ‘it’s cheaper to live over there’.

Of course there are many positive things about living here, perhaps the quality of life here outweighs the increased cost of living? Let me know what you think.

Thanks for reading, If you got this far, well done, what an essay this turned out to be! 

Last day at the office, passports & baby cows..

While the summer season may just be starting in Turkey – it appears the 4 days of summer we had here in London last week are well and truly over – we’ve had rain, hail stones, thunderstorms, buildings being hit by lightening and lots and lots of puddles today in the city!

I cannot believe that it is the 22nd of May today. Nor can I believe that I’ve been at my job for 3 and a half months, and that tomorrow is my last day at work in the office.

Come 17:00 tomorrow, I’ll be jobless, through choice of course. I  was planning to go to Turkey as soon as possible after I leave, but I’m stuck here at the moment as I haven’t got my passport back yet! I applied 3 weeks ago, have chased them with an email and spent an hour in total on hold to the helpline today – all I got was a stupid robot telling me to hold, and then cutting me off! I guess now is the busy time for passport applications – people wanting to book their holidays and get their passports back in plenty of time. I’ve been dying to book my flight, especially as Monarch and FlyThomasCook have had amazing sales on this week – I saw the flight I wanted for 2nd June for £49,99 + baggage. Bargain! Unfortunately, even £50-70 is a lot to risk on a flight that I may not be able to get if my passport isn’t here in time, so I didn’t book it.

I’m hoping it’ll be back soon. It’s pointless being here not earning any money, I may as well be there!  It still doesn’t feel real that I’m going back – I’ve got nothing organised really and it just hasn’t sunk in yet – perhaps it will once I have a flight booked!

In other news – Boncuk is still behaving in the hotel, everyone has fallen in love with her! Fingers crossed she keeps being good so that she can stay. Look how beautiful and elegant she is! ❤
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Berkay has been busy at the hotel this week – not with guests, but with helping a cow give birth to a calf … how random. He was walking Boncuk outside the hotel when he saw the mummy cow in the field next door….”I helped born a little cow” he said – he now affectionately calls said calf his ‘daughter’. Haha…bless.
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Hopefully the next time I do a post it’ll be say I’ve booked my flight! Hadi passport, HADI!